Why You May Be Able to Avoid Bankruptcy with a Hurst Bankruptcy Lawyer

If you are looking for a way out of bankruptcy but are feeling that there is no way out and no alternatives left for paying off your debts, then it may be time to contact a Hurst bankruptcy lawyer who can teach you about your options.  Bankruptcy lawyers don’t just help you file the papers and make sure you show up to court when you are supposed to, they have a deep understanding about the bankruptcy laws in your state and act as trusted advisers throughout the process.  For some individuals, a bankruptcy lawyer can actually help them avoid filing for bankruptcy altogether.

There are some key reasons for avoiding bankruptcy that many individuals don’t know about until they have already filed.  First, your credit really does take a hit when you file for bankruptcy.  Depending on what kind of bankruptcy you file, you it may affect for your credit for up to 10 years, which can make it tough to get a new line of credit or a new loan.  A bankruptcy ruling can also affect your property, as not all assets are protected in a Chatter 7 bankruptcy, and it doesn’t eliminate all debts.  Student loans, back taxes, spousal support and child support aren’t discharged in bankruptcy, so it’s important to take a look at what kinds of debts you have before signing anything.

It’s definitely stressful, but not uncommon; to be thinking about bankruptcy in today’s economy.  If you have been thinking about your options, a lawyer who specializes in bankruptcy law should be your first call.  You may still have options left, including reducing interest rates with creditors and working with lenders to forgive late payments, that can help you maintain your credit record, which is much easier than trying to start from scratch after filing for bankruptcy.

George Mar 21, 2013 Comments (0)

Texas Foreclosure and Your Rights: What Every Home Owner Needs to Know

Texas foreclosure is a serious legal process that can result in the repossession of your home and serious damage to your credit record that can be devastating to overcome. The foreclosure process can be initiated by the lender as soon as you begin missing payments on your mortgage.  If you want to protect your credit rating and your home, you need to know your rights as a homeowner and take the time to learn about your options before a foreclosure takes place.

The best way to prevent a foreclosure from happening is to get legal help right away.  The foreclosure process is one of the most difficult legal proceedings you may ever face.  Not only are you dealing with possibly losing your home, but you may be having other types of financial issues as well.   A foreclosure lawyer can help you work through all of the issues at hand, helping you see your options from an objective point of view.

Foreclosures can often be stopped if the homeowner pays off all of the associated foreclosure costs and fees, the mortgage lender fraudulently obtained the mortgage, or if the homeowner has filed for bankruptcy.  If you believe that your home has been put into foreclosure due to an error, it’s especially important to act fast in order to protect your rights.  By being proactive and taking action before it’s too late, you may be able to save your home and your financial future as well.  When it comes to your home and your family, it pays to look into your options.

You home is your castle – don’t let the banks take it away without a fight!  Having a legal ally in your corner offers the best chance for success, so don’t hesitate to call for help if you are facing foreclosure.

George Mar 14, 2013 Comments (0)

Working Towards Financial Freedom with a Bedford Bankruptcy Attorney

Have you been dreaming about getting you and your family out of debt but feel like it’s impossible due to your current circumstances?  For many individuals, the constant stress of having to deal with credit card payments, stuff student loans, car payments and other expenses is enough to make those dreams seem like they will never come true. A Bedford bankruptcy attorney can help you find the way to financial freedom, showing you that there is a light at the end of the tunnel.

If you’ve been falling behind in your credit card payments, are skipping paying off certain bills, and are receiving harassing phone calls or letters in the mail from collections companies, you know how stressful it can get.  For many well-intentioned individuals who are desperately trying to pay off their late bills, these constant distractions can make a difficult situation even harder. It’s an unhealthy cycle that the right attorney can help you break, with professional advice and expert recommendations for how to proceed based on your financial situation.

Everyone deserves a second chance and a fresh start, no matter what they have been through.  In today’s economy, even those who are used to working hard are finding themselves faced with unemployment for extended periods of time and are unable to pay their bills.  No matter what your reason is for seeking out the advice of a bankruptcy attorney, it’s important to find out what your options are before it’s too late.  You may be able to avoid bankruptcy or minimize it’s impact to some extent, as long as you act quickly and work with an expert who understands your state’s bankruptcy laws.  If you are ready to stop feeling the stress and start living your live again, contact a bankruptcy attorney for help.

George Mar 07, 2013 Comments (0)

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