A collections attorney represents both creditors and debtors. They can help come up with strategies to get back money that was loaned out or to protect someone from creditors. They handle all of the tedious paperwork associated with representing you in court. A debt collections attorney can help you to determine the best course of action in order to get your money back or to arrange a payment plan that works for you to pay back your debt.
Benefits of Hiring a Collections Attorney
Some signs that you may need to hire an experienced collections attorney include:
- Inability to pay loans back
- Threat of a lawsuit from one of your creditors
- Creditors calling you incessantly
- Being treated unfairly from creditors
A collections attorney understands the laws associated with debt collection in Texas. The Texas Debt Collection Act prohibits any use of abusive and/or fraudulent tactics by either individuals or corporations to obtain payment on outstanding debts. Harassment or fraud is prohibited too. It is illegal for any debt collection to collect more than the amount agreed on. If you dispute an item in the file a collector has on you, you must give a debt collector written notice. A collections attorney can help with any and all of these situations easily.
Your collections attorney will help you to get a plan in place that is negotiated with both parties and agreed upon. They will be your best defense from being taken advantage of and/or harassed about your debt again in the future. Their goal is to settle matters so that no future issues arise regarding said debt or collection of debt.
If you or a loved one need help with debt collections issues today, call 817-261-5000 to speak to a professional collections attorney in Arlington, Texas today.